Step 1: Determine
your insurance company’s specific coverage available for ‘debris removal’ from
your property. This varies greatly from
insurance company to company, but can be a flat % of the total replacement
value of your home ranging from roughly 5% and up. Some homeowners have more than enough
coverage while others have far too little (a rough estimate on testing,
clean-up and disposal is $20,000 on the low end and $50,000 on the high end). If you had no insurance on your home,
then Guzi-West recommends you “opt-in” to Shasta County’s Consolidated Debris
Removal Program, as the program will cover costs from testing to debris
removal. You should
be prepared to be patient if you choose to opt-in and allow the government
agencies to complete their work.
Read the full step by step guide here!
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