The
disadvantage of opting-in to the consolidated debris removal program is that homeowners can’t control the initial testing
work, removal of the debris, general control of their property and most
importantly time (the government process for doing the required testing, waste
removal, and confirmation testing in the end is expected to take several months
at minimum). The amount of fires present
throughout the state, including the 1,000+ homes destroyed locally, will cause
a strain on the availability of qualified contractors to perform the required
work which will certainly lead to significant delays. Many insurance companies have already
had or lined up the initial required asbestos testing for property owners who
are electing to work with their insurances privately. Meanwhile, a prime environmental contractor
will still have to be retained by the Program and that contractor will then
retain qualified subcontractors to perform the testing and clean-up; that
governmental procurement process will likely take a good deal of time,
especially given the shortage of qualified contractors. Homeowner’s who wish to opt-into the Program
will be required to remit the portion of their insurance coverage dedicated for
debris removal over to the Program to cover the government’s costs.
Read the full step by step guide to opt-in or opt-out here!
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